Paul Murphy | Chairman and CEO |
Valerie Toalson | CFO |
Samuel Tortorici | President |
Hank Holmes | EVP |
Billy Braddock | Chief Credit Officer |
Jennifer Gammal | Tourist |
Brady Gailey | KBW |
Ken Zerbe | Morgan Stanley |
Steven Alexopoulos | JP Morgan |
Brad Milsaps | Piper Sandler |
Michael Rose | Raymond James |
Jon Arfstrom | RBC Capital Markets |
Matt Olney | Stephens |
Welcome to the Cadence Bancorporation Fourth Quarter and Full Year 2020 Earnings Call. Comments are subject to the forward-looking statements disclaimer which can be found in the press release and on Page 2 for the financial results presentation. Both of those documents can be located in the Investor Relations section at cadencebancorporation.com. All participants will be in listen-only mode. After management's opening remarks, there will be an opportunity to ask questions.