Rafael Borja | IR |
Luis Felipe Castellanos | CEO |
Michela Casassa | CFO |
Ernesto Gabilondo | Bank of America |
Daniel Mora | CrediCorp Capital |
Good morning, and welcome to Intercorp Financial Services Fourth Quarter 2021 Conference Call. All lines have been placed on mute to prevent any background noise. Please be advised that today's conference is being recorded. After the presentation, we will open the floor for questions. At that time instructions will be given as to the procedure to follow if you would like to ask a question.