Keyao He | executive |
Ning Tang | executive |
Mei Zhou | executive |
Na Mei | executive |
Matthew Lewton Larson | analyst |
Thank you for standing by, and welcome to the Yiren Digital Fourth Quarter and Fiscal Year 2023 Earnings Conference Call. [Operator Instructions]
I would now like to hand the conference over to Ms. Keyao He, IR Officer. Please go ahead.