Gabrielle Rabinovitch | SVP, Corporate Finance & IR |
Daniel Schulman | President, CEO & Director |
John Rainey | CFO & EVP, Global Customer Operations |
Lisa Ellis | MoffettNathanson |
Tien-Tsin Huang | JPMorgan Chase & Co. |
Darrin Peller | Wolfe Research |
Jason Kupferberg | Bank of America Merrill Lynch |
Michael Ng | Goldman Sachs Group |
Bryan Keane | Deutsche Bank |
David Togut | Evercore ISI |
Ramsey El-Assal | Barclays Bank |
Good morning, afternoon, evening. My name is Chris, and I will be your conference operator today. At this time, I would like to welcome everyone to the PayPal Holdings Earnings Conference Call for the First Quarter 2022. [Operator Instructions]. I would now like to introduce your host for today's call, Ms.