Mark Olson | Chief Financial Officer |
Len Williams | President and Chief Executive Officer |
David Feaster | Raymond James |
Andrew Liesch | Piper Sandler |
John Rodis | Janney |
Ladies and gentlemen, thank you for standing by, and welcome to the Altabancorp Q4 Earnings Conference Call. At this time, all participants’ lines are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today’s conference is being recorded. [Operator Instructions] I would now like to hand the conference over to your speaker today, speaker Mark Olson, Chief Financial Officer.