|Robert Hoehn||Director of Corporate Finance|
|Chris Holmes||President and Chief Executive Officer|
|Michael Mettee||Interim Chief Financial Officer|
|Greg Bowers||Chief Credit Officer|
|Stephen Scouten||Piper Sandler|
|Ammar Samma||Raymond James|
Good evening and welcome to FB Financial Corporation’s Second Quarter 2020 Earnings Conference Call. Hosting the call today from FB Financial is Chris Holmes, President and Chief Executive Officer. He is joined by Michael Mettee, Interim Chief Financial Officer; Greg Bowers, Chief Credit Officer; and Wib Evans, President of FB Ventures; who will be available during the question and answer session. Please note FB Financial’s earnings release, supplemental financial information, and this morning’s presentation are available on the Investor Relations page of the company’s website at www.firstbankonline.com and on the Securities and Exchange Commission’s website at www.sec.gov. Today’s call is being recorded and will be available for replay on FB Financial’s website approximately an hour after the conclusion of the call.