Noah Fields | Vice President, Investor Relations |
Michael Collins | Chairman and Chief Executive Officer |
Craig Bridgewater | Group Chief Financial Officer |
Michael Schrum | President and Group Chief Risk Officer |
Timur Braziler | Wells Fargo |
David Feaster | Raymond James |
Michael Perito | KBW |
Good morning. My name is Andrew, and I will be your conference operator today. At this time, I would like to welcome everyone to the second quarter 2022 earnings call for the Bank of N.T. Butterfield and Sun Limited. [Operator Instructions] Please note, this event is being recorded.