Good morning, everyone, and thank you for joining us today to discuss Sterling Bancorp's financial results for the first quarter March 31, of 2021.
Joining us today from Sterling's management team are Tom O' Brien, Chairman and CEO, and President; and Steve Huber, Chief Financial Officer and Treasurer. Tom will discuss the first quarter's results, and then we'll open the call to discuss questions.
Before we begin, I would like to remind everyone that this conference call contains forward-looking statements with respect to the future performance and financial condition of Sterling Bancorp that involve risks and uncertainties. Various factors could cause the actual results to differ materially from any future results expressed or implied by such forward-looking statements.