Tom O'Brien | Chairman, CEO and President |
Karen Knott | Executive Vice President and CFO |
Ben Gerlinger | Hovde Group |
Nick Cucharale | Piper Sandler |
Ross Haberman | RLH Investments |
Good morning everyone. Thank you for joining us today to discuss Sterling Bancorp's Financial Results for the Third Quarter September 30, 2021.
Joining us today from Sterling's management team are Tom O'Brien, Chairman, CEO and President and Karen Knott, Chief Financial Officer and Treasurer. Tom will discuss the third quarter results and then we'll open the call to your questions.
Before we begin, I'd like to remind you that this conference call contains forward-looking statements with respect to the future performance and financial condition of Sterling Bancorp that involve risks and uncertainties.