Mike Gallentine | Vice President of Investor Relations |
Bob Lisy | Chairman, President & Chief Executive Officer |
Andras Bende | Chief Financial Officer |
Randy Nilsen | Chief Revenue Officer |
David Scharf | JMP Securities |
Mark Palmer | BTIG |
Josh Beck | KeyBanc |
Greetings and welcome to the International Money Express Inc. Fourth Quarter and Full Year 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] Please note this conference is being recorded.