Mike Gallentine | Vice President, Investor Relations |
Bob Lisy | Chairman, Chief Executive Officer & President |
Andras Bende | Chief Financial Officer |
Joseph Aguilar | Chief Operating Office |
Randy Nilsen | Chief Revenue Officer |
Chris Hunt | Chief Information Officer. |
Marcelo Theodoro | Chief Digital Officer |
David Scharf | JMP Securities |
Mike Grondahl | Northland Securities |
Tim Chiodo | Credit Suisse |
Alex Markgraff | KeyBanc Capital Markets |
Good morning, and welcome to the International Money Express Third Quarter 2022 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Mike Gallentine. Please go ahead.
Good morning, and welcome to our quarterly earnings call.