David Rosenbaum | Head of Investor Relations |
Eric Steigerwalt | President and Chief Executive Officer |
Edward Spehar | Chief Financial Officer |
Myles Lambert | Chief Distribution and Marketing Officer |
Conor Murphy | Chief Operating Officer |
John Rosenthal | Chief Investment Officer |
Andrew Kligerman | Credit Suisse |
Tom Gallagher | Evercore ISI |
Ryan Krueger | KBW |
Jimmy Bhullar | JPMorgan |
Alex Scott | Goldman Sachs |
Erik Bass | Autonomous Research |
Elyse Greenspan | Wells Fargo |
Humphrey Lee | Dowling & Partners Securities |
Ian Ryave | Bank of America |
Good morning, ladies and gentlemen, and welcome to Brighthouse Financial's Fourth Quarter 2019 Earnings Conference Call. My name is Shannon and I'll be your coordinator today. At this time, all participants are in a listen-only mode. [Operator Instructions] As a reminder, this conference call is being recorded for replay purposes. [Operator Instructions]