Daniel Schreiber | CEO |
Shai Wininger | CTO |
Timothy Bixby | Chief Financial Officer |
Yael Wissner | VP Communications at Lemonade |
Michael Philips | Morgan Stanley |
Tracy Ben Gig-E | Barclays |
Jason Helfstein | Oppenheimer |
Andrew Plagerman | Credit Suisse |
Mike Zielinski | Wolfe Research |
Josh Shanker | Bank of America |
Christopher Martin | KBW |
Good day and welcome to the Lemonade, Inc Third Quarter 2021 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions]. Please note this event is being recorded.