Jimmy Tan | Head, Investor Relations |
Feng Zhang | Chief Executive Officer |
Simon Ho | Chief Financial Officer |
Jiayuan Xu | Senior Vice President, Finance |
Daphne Poon | Citi |
Hanyang Wang | 86Research |
Alex Ye | UBS |
Jacky Zuo | China Renaissance |
Yiran Zhong | Crédit Suisse |
Terry Sun | CMBI |
Steven Chan | Haitong |
Liang Henry | Golden Dragon |
Hello ladies and gentlemen. Thank you for participating in the Third Quarter 2020 Earnings Conference Call for FinVolution Group. At this time, all participants are in listen-only mode. After management's prepared remarks, there will be a question-and-answer session. Today's conference call is being recorded.