Jorg Friedemann | Investor Relations Officer |
David Vélez | Founder, Chief Executive Officer & Chairman |
Guilherme Lago | Chief Financial Officer |
Youssef Lahrech | President & Chief Operating Officer |
Jag Duggal | Chief Product Officer |
Jorge Kuri | Morgan Stanley |
Thiago Batista | UBS |
Mario Pierry | Bank of America |
Ashwin Shirvaikar | Citi |
Tito Labarta | Goldman Sachs |
Neha Agarwala | HSBC |
Eduardo Rosman | BTG Pactual |
Jamie Friedman | SIG |
Geoffrey Elliott | Autonomous |
Alexander Markgraff | KeyBanc |
Eugene Simuni | MoffettNathanson |
Good evening ladies and gentlemen. Welcome to Nu Holdings Conference Call to Discuss the Results for the Second Quarter 2022. A slide presentation accompanies today's webcast, which is available in Nu's Investor Relations website at www.investors.nu in English and in Portuguese. This conference is being recorded and a replay can also be accessed on the company's IR website. This call is also available in Portuguese.