Chris Oltmann | Chief Accounting Officer |
Chris Farrar | President & Chief Executive Officer |
Mark Szczepaniak | Chief Financial Officer |
Don Fandetti | Wells Fargo |
Stephen Laws | Raymond James |
Steve DeLaney | JMP Securities |
Arren Cyganovich | Citi |
Good afternoon everyone and welcome to the Velocity Financial Incorporated Second Quarter 2020 Earnings Conference Call. All participants are currently in a listen-only mode. [Operator Instructions] Please also note today's event is being recorded. At this time, I'd like to turn the conference call over to Chris Oltmann, Chief Accounting Officer. Sir, please go ahead.