Chris Oltmann | Chief Accounting Officer |
Chris Farrar | President & Chief Executive Officer |
Mark Szczepaniak | Chief Financial Officer |
Stephen Laws | Raymond James |
Don Fandetti | Wells Fargo |
Steve Delaney | JMP Securities |
Good day and welcome to the Velocity Financial Inc. Q3 2020 Earnings Call. All participants are currently in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please also note today's event is being recorded.