Christopher Oltmann | Chief Accounting Officer and Director of IR |
Christopher Farrar | CEO |
Mark Szczepaniak | CFO |
Stephen Laws | Raymond James & Associates |
Donald Fandetti | Wells Fargo & Company |
Stephen DeLaney | JMP Securities |
Arren Cyganovich | Citigroup Inc. |
Good day and welcome to the Velocity Financial Inc.
Third Quarter 2021 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded.