Héctor Chávez | Managing Director & Head of Investor Relations |
Héctor Grisi | Executive President & Chief Executive Officer |
Didier Mena | Chief Financial Officer |
Rodrigo Brand | Executive General Director, Public Affairs |
Jason Mollin | Scotiabank |
Ernesto Gabilondo | Bank of America |
Jorge Kuri | Morgan Stanley |
Tito Labarta | Goldman Sachs |
Carlos Gomez | HSBC |
Gilberto Garcia | Barclays |
Brian Flores | Citibank |
Good day, everyone, and welcome to Banco Santander México's Fourth Quarter 2020 Earnings Conference Call. Today's call is being recorded.
Following the speaker’s remarks, there will be a question-and-answer session. I'd like to turn this conference over to Mr. Héctor Chávez, Managing Director and Head of Investor Relations, who will make some opening remarks and introduce today's other speakers.