Hector Chavez | Managing Director & Head of Investor Relations |
Didier Mena | Chief Financial Officer |
Tito Labarta | Goldman Sachs |
Jorg Friedemann | Citibank |
Alonso Garcia | Credit Suisse |
Yuri Fernandes | JPMorgan |
Carlos Lopez | HSBC |
Carlos Legarreta | GBM |
Good day, everyone, and welcome to Banco Santander México's Fourth Quarter 2021 Earnings Conference Call. Today's call is being recorded.
Following the speakers' remarks, there will be a question-and-answer session. I'd now like to turn the conference over to Mr. Hector Chavez, Managing Director and Head of Investor Relations, who will make some opening remarks and introduce today's other speakers.