Tony Rossi | Investor Relations |
Alberto Paracchini | President and Chief Executive Officer |
Lindsay Corby | Chief Financial Officer |
Owen Beacom | Chief Credit Officer |
Ebrahim Poonawala | Bank of America |
Nathan Race | Piper Jaffray |
Terry McEvoy | Stephens |
Michael Schiavone | KBW |
Brian Martin | Janney Montgomery |
Good morning, and welcome to Byline Bancorp's First Quarter 2020 Earnings Conference Call. [Operator Instructions] Please note that this event is being recorded. I'd now like to turn the conference over to Mr. Tony Rossi of Financial Profiles. Please go ahead.