|Tony Rossi||Financial Profiles|
|Alberto Paracchini||President and Chief Executive Officer|
|Lindsay Corby||Chief Financial Officer|
|Ebrahim Poonawala||Bank of America|
|Nathan Race||Piper Sandler|
|Brian Martin||Janney Montgomery|
Good morning, and welcome to the Byline Bancorp Fourth Quarter 2020 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Tony Rossi of Financial Profiles. Please go ahead.
Thank you, Riley.