Don Gayhardt | CEO |
Bill Baker | President and COO |
Roger Dean | EVP, CFO and Acting Principal Accounting Officer |
Matthew Keating | IR |
Moshe Orenbuch | Credit Suisse |
Spencer James | William Blair |
John Rowan | Janney Montgomery Scott |
Good day, ladies and gentlemen, and welcome to the CURO Q2 2021 Conference Call. All lines have been place on a listen-only mode, and the floor will be open for questions and comments following the presentation. [Operator Instructions]. At this time, it is my pleasure to turn the floor over to your host, Matt Keating, Investor Relations for CURO. Sir, the floor is yours.