Rebecca Gardy | SVP of IR |
David Zalik | CEO |
Gerry Benjamin | Chief Administrative Officer and Vice Chairman |
Robert Partlow | CFO |
Tien-Tsin Huang | JPMorgan |
Jim Schneider | Goldman Sachs |
James Faucette | Morgan Stanley |
Jason Kupferberg | Bank of America |
Andrew Jeffrey | SunTrust |
Ashwin Shirvaikar | Citi |
John Davis | Raymond James |
Jeff Cantwell | Guggenheim |
Paul Condra | Credit Suisse |
Chris Donat | Sandler O'Neill |
Michael Tarkan | Compass Point |
Good day, ladies and gentlemen. Thank you and welcome to the GreenSky Second Quarter Fiscal 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later on, we will conduct a question-and-answer session and instructions will be given at that time. We're webcasting this call live on the GreenSky Investor Relations website.