Rebecca Gardy | Senior Vice President, Investor Relations |
David Zalik | Chairman and Chief Executive Officer |
Gerald Benjamin | Vice Chairman and Chief Administrative Officer |
Rob Partlow | Chief Financial Officer |
John Davis | Raymond James |
James Faucette | Morgan Stanley |
Chris Donat | Sandler O'Neill |
Amit Singh | Bank of America |
Reggie Smith | JP Morgan |
Jeff Cantwell | Guggenheim Securities |
Giuliano Bologna | BTIG |
Rob Wildhack | Autonomous |
Bill Ryan | Compass Point |
Ladies and gentlemen, thank you for standing by. And welcome to the GreenSky Q3 2019 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions]
I would now like to hand the conference over to Rebecca Gardy, Senior Vice President of Investor Relations.