David Zalik | Chairman, Chief Executive Officer |
Andrew Kang | Executive Vice President, Chief Financial Officer |
Tom Morabito | Vice President, Investor Relations |
John Davis | Raymond James |
Arren Cyganovich | Citi |
Bill Ryan | Compass Point |
Rob Wildhack | Autonomous Research |
Chris Donat | Piper Sandler |
Good morning and welcome to GreenSky’s fourth quarter and full year 2020 financial results conference call.
As a reminder, this event is streaming live on the GreenSky Investor Relations website and a replay will be available on the same site approximately two hours after the completion of the call.
We will begin with opening remarks and introductions. At this time, I would like to turn the call over to Tom Morabito, Vice President of Investor Relations. Mr.