Bob Ramsey | Chief Financial Officer |
Luvleen Sidhu | Chief Executive Officer |
Mike Grondahl | Northland Securities |
Michael Diana | Maxim Group |
Brian Dobson | Chardan Capital Markets |
Chris Sakai | Singular Research |
Bill Dezellem | Tieton Capital |
Bob Evans | Pennington Capital |
Good day and thank you for standing by. Welcome to the BMTX Fourth Quarter and Full Year 2021 Earnings Conference Call. [Operator Instructions] I would now like to hand the conference over to your speaker today, Bob Ramsey, CFO. Please go ahead.
Thank you, Jerome, and good morning, everyone, and thank you for joining us for BM Technologies Fourth Quarter and Full Year 2021 Earnings Call.