Laura Rossi | Investor Relations Officer |
Millar Wilson | Vice Chairman, Chief Executive Officer |
Carlos Iafigliola | Senior Vice President, Interim Chief Financial Officer |
Michael Young | SunTrust |
Michael Rose | Raymond James |
Brady Gailey | KBW |
Ladies and gentlemen, thank you for standing by and welcome to the Amerant Bancorp first quarter 2020 earnings conference call. At this time, all participant lines are in listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions]. Please be advised that today's conference is being recorded.