Laura Rossi | executive |
Gerald Plush | executive |
Sharymar Yepez | executive |
Michael Rose | analyst |
Feddie Strickland | analyst |
Russell Elliott Gunther | analyst |
William Jones | analyst |
Stephen Scouten | analyst |
Greetings. Welcome to the Amerant Bancorp Fourth Quarter 2023 Earnings Conference Call. [Operator Instructions]. Please note, this conference is being recorded. I would now like to turn the conference over to Laura Rossi, Head of Investor Relations Sustainability.