Mandy Dong | Investor Relations Director |
Wu Haisheng | Chief Executive Officer and Director |
Alex Xu | Chief Financial Officer and Director |
Hans Fan | CLSA |
Thomas Chong | Jefferies |
Ladies and gentlemen, thank you for standing by, and welcome to the 360 DigiTech Third Quarter 2022 Earnings Conference Call. Please also note today's event is being recorded. At this time, I’d like to turn the conference call over to Ms. Mandy Dong, IR Director. Please go ahead, Mandy.