Wu Haisheng | CEO & Director |
Alex Xu | CFO & Director |
Yan Zheng | Chief Risk Officer |
Alex Ye | UBS |
Frank Zheng | Credit Suisse |
Emma Xu | Bank of America Securities |
Yada Li | CICC |
Ladies and gentlemen, thank you for standing by, and welcome to the Qifu Technology Second Quarter 2023 Earnings Conference Call. [Operator Instructions]
At this time, I'd like to turn the conference call over to Ms. [Karin Chi], Senior Director of Capital Markets. Please go ahead, Karin.