Julia Qian | MD, The Blueshirt Group Asia, IR |
Dinggui Yan | Founder, Director and CEO |
Jin Chen | Co-CFO |
Xu Yifang | Director and Chief Risk Officer |
Andrew Scutt | ROTH Capital Partners |
Good day, ladies and gentlemen. Thank you for standing by, and welcome to the Jiayin Group Fourth Quarter and Full Year of 2020 Earnings Conference Call. Currently, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time.
As a reminder, we are recording today's call.