Chris Oltmann | Senior Vice President of IR |
Stan Kurland | Executive Chairman |
David Spector | President and Chief Executive Officer |
Andy Chang | Chief Financial Officer |
Good afternoon, and welcome to the Second Quarter 2018 Earnings Discussion for PennyMac Financial Services, Inc. The slides that accompany this discussion are available from PennyMac Financial's Web site at www.ir.pennymacfinancial.com.
Before we begin, please take a few moments to read the disclaimer on Slide 2 of the presentation. Thank you.
Now I'd like to turn the discussion over to Stan Kurland, PennyMac Financial's Executive Chairman.