Isaac Garden | Vice President Investor Relations |
David Spector | President and Chief Executive Officer |
Doug Jones | Chief Mortgage Banking Officer |
Andy Chang | Chief Financial Officer |
Good afternoon, and welcome to the third-quarter 2020 earnings discussion for PennyMac Financial Services, Inc. The slides that accompany this discussion are available on PennyMac Financial's website at ir.pennymacfinancial.com.
Before we begin, let me remind you that our discussion contains forward-looking statements that are subject to risks identified on Slide 2 that could cause our actual results to differ materially as well as certain non-GAAP measures. Thank you.
Now I'd like to begin by introducing David Spector, PennyMac Financial's President and Chief Executive Officer who will review the company's third-quarter 2020 results.