Mac Armstrong | Chief Executive Officer |
Christopher Uchida | Chief Financial Officer |
Mark Hughes | SunTrust Robinson Humphrey |
Paul Newsome | Sandler O'Neill |
David Motemaden | Evercore ISI |
Jeff Schmitt | William Blair |
Meyer Shields | KBW |
Matthew Carletti | JMP Securities |
Good morning, and welcome to the Palomar Holdings Incorporated Fourth Quarter and Full-Year 2019 Earnings Conference Call.
During today's presentation, all parties will be in a listen-only mode.
Following the presentation the conference lines will be opened for questions with instructions to follow at that time.
As a reminder, this conference call is being recorded.
I would now like turn the conference over to Mr.