Matt Roslin | EVP of Legal Affairs and Investor Relations |
Mat Ishbia | Chairman and CEO |
Steve Delaney | JMP Securities, LLC |
Henry J. Coffey Jr | Wedbush |
Doug Harter | Credit Suisse |
Ryan Nash | Goldman Sachs |
Thommy McJoynt | KBW |
Ryan Carr | Jefferey's |
Michael Kaye | Wells Fargo |
Sameer Kalucha | Deutsche Bank |
James Faucette | Morgan Stanley |
Good morning. My name is Zen, and I will be your conference operator today. At this time, I would like to welcome everyone to the UWM Holdings Corporation Second Quarter 2021 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question and answer session.