André Martins | Investor Relations |
Bruno Constantino | Partner and Chief Financial Officer |
Thiago Maffra | Partner and Chief Technology Officer |
Tito Labarta | Goldman Sachs |
Mario Pierry | Bank of America Merrill Lynch |
Marcelo Telles | Crédit Suisse |
Okay.
Let's start. Good evening, everyone, boa noite a todos. Welcome to XP, Inc.'s Earnings Conference Call for the Quarter Ended on December 31, 2020. I am Andre Martins, Investor Relations at XP, Inc.