Joe Laroche | IR |
Alex Timm | CEO, Co-Founder |
Dan Rosenthal | CFO |
Yaron Kinar | Goldman Sachs |
Michael Phillips | Morgan Stanley |
Tracy Benguigui | Barclays |
Elyse Greenspan | Wells Fargo |
Phil Stefano | Deutsche Bank |
Matt Carletti | JMP Securities |
David Motemaden | Evercore ISI |
Mark Huffs | Truist |
Ladies and gentlemen, thank you for standing by, and welcome to the Root, Inc. Fourth Quarter 2020 Earnings Conference Call. [Operator Instructions] I will now hand over the call to Joe Laroche, Investor Relations for Root.
You may begin, Sir.
Good afternoon, and thank you for joining us today.