Derrick Nueman | Head of IR and Corporate Strategy |
Vivek Garipalli | CEO |
Andrew Toy | President |
Joe Wagner | CFO |
Kevin Fischbeck | Bank of America |
Jailendra Singh | Credit Suisse |
Lisa Gill | JPMorgan |
Good day and thank you for standing by. Welcome to the Clover Health's First Quarter 2021 Earnings Call. At this time, all participants are in a listen-only mode. After the speakers' prepared remarks, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.