Jason McGruder | VP, IR |
Jay Farner | CEO |
Julie Booth | CFO |
Bob Walters | President and COO |
James Faucette | Morgan Stanley |
Ryan Nash | Goldman Sachs |
Timothy Chiodo | Credit Suisse |
Rich Shane | JPMorgan |
Dennis McGill | Zelman |
Dan Perlin | RBC |
Arren Cyganovich | Citi |
Mihir Bhatia | Bank of America |
Mark DeVries | Barclays |
Don Fandetti | Wells Fargo |
Ladies and gentlemen, thank you for standing by and welcome to Rocket Companies' Second Quarter 2020 Earnings Call. At this time, all participants are in listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] I would now like to turn the call over to your speaker today, Jason McGruder, Vice President, Investor Relations. Please go ahead.