Jason McGruder | Vice President, Investor Relations |
Jay Farner | Chief Executive Officer |
Julie Booth | Chief Financial Officer |
Bob Walters | President & Chief Operating Officer |
James Faucette | Morgan Stanley |
Timothy Chiodo | Credit Suisse |
Ryan Nash | Goldman Sachs |
Rich Shane | JPMorgan |
Ryan McKeveny | Zelman & Associates |
Matt Roswell | RBC Capital Markets |
Arren Cyganovich | Citi |
Mark DeVries | Barclays |
Jack Micenko | SIG |
Bose George | KBW |
Don Fandetti | Wells Fargo |
Henry Coffey | Wedbush |
Ladies and gentlemen, thank you for standing by and welcome to the Rocket Companies Incorporated Third Quarter 2020 Earnings Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions] I will now turn the call over to the company.