Good afternoon and welcome to Open Lending's Second Quarter 2020 Earnings Conference Call.
As a reminder, today's conference call is being recorded.
On the call today are John Flynn, President and CEO, and Ross Jessup, CFO and COO. Earlier today, the company distributed its second quarter 2020 earnings release to its Investor Relations website. In the release, you will find reconciliations of non-GAAP financial measures to the most comparable GAAP financial measures discussed on this call.