Good afternoon and welcome to Open Lending's Third Quarter 2020 Earnings Conference Call.
As a reminder, today's conference call is being recorded.
On the call today are John Flynn, Chairman and CEO; Ross Jessup, President and COO; and Chuck Jehl, CFO. Earlier today, the company posted its third quarter 2020 earnings release to its Investor Relations website. In the release, you will find reconciliations of non-GAAP financial measures to the most comparable GAAP financial measures discussed on this call.