Nick Molnar | Co-CEO |
Anthony Eisen | Co-CEO |
Rebecca Lowde | CFO |
Phil Chippindale | Ord Minnett |
Chris Brendler | D.A. Davidson |
Andrei Stadnik | Morgan Stanley |
Tom Beadle | UBS |
Roger Samuel | Jefferies |
Matthew Wilson | Evans and Partners |
Thank you all for standing by, and welcome to Afterpay's Full Year Results for FY '21. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. [Operator Instructions]. I'd now like to hand the conference over to your first speaker, Mr.