John Baugh | VP, IR |
Steve Michaels | President and CEO |
Brian Garner | CFO |
Kyle Joseph | Jefferies |
Jason Haas | Bank of America |
Anthony Chukumba | Loop Capital |
Brad Thomas | KeyBanc |
Bobby Griffin | Raymond James |
Vincent Caintic | Stephens |
Hal Goetsch | Loop Capital |
Good day, and thank you for standing by. Welcome to the PROG Holdings Third Quarter 2022 Earnings Conference Call. [Operator Instructions] I would now like to hand the conference over to your speaker today, John Baugh, Vice President, Investor Relations. Please go ahead.
Thank you, and good morning, everyone.