Rob O’Hare | Senior Vice President, Finance |
Max Levchin | Founder and Chief Executive Officer |
Michael Linford | Chief Financial Officer |
Moshe Orenbuch | Credit Suisse |
Dan Perlin | RBC Capital Markets |
James Faucette | Morgan Stanley |
Jason Kupferberg | Bank of America |
Ramsey El-Assal | Barclays |
Andrew Jeffrey | Truist Securities |
Dan Dolev | Mizuho |
Rob Wildhack | Autonomous Research |
Bryan Keane | Deutsche Bank |
Good afternoon, ladies and gentlemen. Thank you for standing by. Welcome to the Affirm Holdings Fiscal Year 2022 Third Quarter Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded and a replay of the call will be available on our Investor Relations website for a reasonable period of time after the call. I’d now like to turn the call over to Rob O’Hare, Senior Vice President of Finance.