Zane Keller | Director, Investor Relations |
Max Levchin | Founder and Chief Executive Officer |
Michael Linford | Chief Financial Officer |
Ramsey El-Assal | Barclays |
Rob Wildhack | Autonomous Research |
Dan Perlin | RBC Capital Markets |
Jason Kupferberg | Bank of America |
Rayna Kumar | UBS |
Andrew Jeffrey | Truist Securities |
Bryan Keane | Deutsche Bank |
Moshe Orenbuch | Credit Suisse |
Chris Brendler | D.A. Davidson |
James Faucette | Morgan Stanley |
Eugene Simuni | MoffettNathanson |
Andrew Bauch | SMBC Nikko Securities |
Good afternoon. Welcome to Affirm Holdings Second Quarter 2023 Earnings Conference Call.
Following the speakers' remarks, we will open up the lines for your questions.
As a reminder, this conference call is being recorded, and a replay of the call will be available on our Investor Relations website for a reasonable period of time after the call.
I'd now like to turn the call over to Zane Keller, Director, Investor Relations.