Michael Kim | Investor Relations |
Mary Ann McGarry | Chief Executive Officer |
Terry Schmidt | President |
Amber Elwell | Chief Financial Officer |
David Neylan | Chief Operating Officer |
Don Fandetti | Wells Fargo |
Rick Shane | JPMorgan |
Giuliano Bologna | Compass Point |
Trevor Cranston | JMP Securities |
Derek Hewett | Bank of America |
Good afternoon ladies and gentlemen, and welcome to the Guild Holdings Company Fourth Quarter 2020 Earnings Conference Call. [Operator Instructions] As a reminder, this call will be recorded. I would now like to turn the conference over to Michael Kim, Investor Relations. Please go ahead, Michael.
Thank you and good afternoon, everyone.