Liz Werner | Head, IR |
Laura Prieskorn | CEO, President & Director |
Marcia Wadsten | EVP & CFO |
Steve Binioris | Head of ALM and Chief Actuary |
Scott Romine | President of Jackson National Life Distributors |
Craig Smith | President and Chief Investment Officer, PPM |
Tom Gallagher | Evercore ISI |
Alex Scott | Goldman Sachs |
Ryan Krueger | Stifel |
Erik Bass | Autonomous |
Daniel Bergman | Jefferies |
Ladies and gentlemen, hello, and welcome to the Jackson Financial, Inc. 4Q '22 Earnings and 2023 Outlook Call. My name is Maxine, and I'll be coordinating the call today. [Operator Instructions] I will now hand over to your host, Liz Werner, Head of Investor Relations, to begin. Liz, please go ahead when you are ready.