|Daniel Kohl||Vice President of Investor Relations|
|Rohit Gupta||President and Chief Executive Officer|
|Dean Mitchell||Chief Financial Officer and Treasurer|
|Rick Shane||JP Morgan|
|Doug Harter||Credit Suisse|
|Ryan Nash||Goldman Sachs|
00:02 Hello, and welcome to Enact's Thirdrd Quarter Earnings Call. Please be adviced that today conference is being recorded. 00:09 I would now like to turn the conference over to your first speaker today, Daniel Kohl, Vice President of Investor Relations, you may begin.
00:18 Thank you, and good morning, everyone. Welcome to our first earnings call as a publicly traded company.